Frequently asked questions
How Does The Buying Process Work?
We offer affordable land and make the process simple for future landowners.
No credit checks, we offer financing through our own company and you are pre-approved. We just ask that you keep up with your payments.
No huge down payments, the payment you make today pays off your first month. No need to break the bank just to start payment plans.
Interest rates as low as 1%. Pay off the property within 1 year for 1% APR. Other APR plans starting as low as 3.5%.
Want it today? Buy in Full for 10% Off.
We cover all closing costs, what you see is what you pay.
How do I Buy? First, find something you like and see it fits your goals. You can then purchase the property using our secure check out after e-signing the terms and conditions of the land agreement. Upon payment, a representative will reach out to you with copies of your documents and answer any questions you may have. Monthly payments are easy and can be made right from your computer or cell phone.
If you have more questions contact us at firstname.lastname@example.org
What guarantees come with the land?
All properties are owned by our LLC outright, no third party sellers. Properties are sold free and clear. "Free" meaning no back taxes, liens or other encumbrances on the property. "Clear" meaning no one else can claim ownership of your property. There will be nothing owed on your property once you receive the deed.
Also, the price you see is the price you pay. We will not ask for any additional payments down the line except for late fees if no payment is received. Our company provides owner financing at fair rates and we will never contact any banks or do any credit checks. We just ask that you make your payments on time.
Are there any additional costs or fees?
Not at all, what you see is what you pay. We pay all credit card processing fees, closing costs, recording fees and taxes on the property. The only fee that can be charged to you would be a late payment fee, so it is important to make your monthly payments on time.
Is your website secure to use my card details?
Yes extremely, our platform is not on a Wordpress or anything else we would be in charge of. All SSL security is ran by an e-commerce company, a leader in the market with top security. Payments are processed by a leading processing company as well, we will never have access to your payment details.
Is LandZero safe to buy from?
Yes, our parent company is a legally registered company out of Wyoming. We operate with strict compliance and ethical standards using LandZero as our public retail site.
Our team and wholesale partners include land specialist that have worked with developers, major land holders and large land acquisition companies for roughly 15 years in 3 different countries. Agents work for LandZero full time and not as a part time job. Founders of the company have ran 3 e-commerce companies over the course of 15 years. In turn, we are always in good standing with state legal requirements.
Should I research the property?
It is important that a customer does their own research to make sure the land fits their building, living or investing needs. This same standard is practiced with purchases of land from real estate agents. Calling the county or building department is a great way to make sure the land matches your goals.
We are not able to visit each property or keep an eye on any changes over time such as road issues, addition or removal of utilities, zoning changes or building laws the county has. Land is sold "as-is", please make sure the property is right for you before purchasing. We are not a building development company, we are not qualified to help with all the plans you have with the land.
We do provide the zoning description given by the county and best details available at the time about utilities and roads.
For any specific needs you may want from a property, please call the building department and make sure your goals fit the property you buy. We sell land in all sorts of shapes, sizes, usabilities, zoning, conditions and price ranges. Buyers have different goals with land and every parcel of land is different. The same goes for traditional sales with an agent listing, they make no guarantees as well.
When do I get the title to the property?
Once the property is paid in full our company will execute the deed and record it with the county to transfer you title. All closing costs are covered by us. After recording, we mail you a full land packet with the deed and your properties information free of charge.
Can I visit the property before buying?
Of course, we have provided many people directions so they can visit the property. We can provide help with remote dirt road locations, GPS, Google maps, information we know about the area and more.
How does LandZero get the properties?
We acquire our properties through different methods such as buying in bulk from large land portfolio owners, government foreclosures, auctions and contacting property owners directly with offers.
Should you wish to sell a property to LandZero you are more than welcomed to send us the details. However, unless it is a unique deal we typically will not purchase using this method.
When can I use the land?
You can only use the land once it is paid in full and you receive the actual deed. If you finance the land, it is not in your name yet so building structures, living on it or removing trees for example is prohibited. These guidelines have been established due to local restrictions and county laws. It also protects us from legal issues due to a customers illegal actions on the land. If you start a payment plan and disregard this, the county can evict you or even arrest you for trespassing because you don't actually own the land. Any damages brought on to the property that require the cost of removal will be brought before a court of law.
What is the return policy?
Aside from a 30 day money back guarantee on financing plans only, all sales are final with no refunds offered. This is the absolute standard with all land sale agreements as well as financing agreements for homes, cars or anything on payment plans. Losses are incurred due to time lost when someone does not adhere to any terms of payment.
After a deed is transferred, we cannot buy a property back, so make sure it is right for you. We absorb lots of processing fees and closing costs behind the scenes, it would be an absolute loss on are end to buy it back at full price and cannot be done.
What happens if I don't pay?
After 15 days from the due date, if no payment is received, a $25 late fee will be applied. If the monthly payment and late fees are still not received after 30 days from the original due date a notice of default will be sent. If no payments are made 30 days after the notice of default the agreement will be foreclosed on and the land will go back up for sale.
There will be no further land rights or refunds, it will be sold to another paying customer. However, we will never contact any banks or credit companies about the default. Your credit will not be affected.
Are there pre-payment penalties?
No, you can pay off your land balance at any time without fees. You can also make larger payments to pay off the land faster.
How does the monthly billing work?
All invoicing is atomically done by an external company. An invoice will be sent to you by email 5 days before your payment due date. You can make a secure payment within the email link or within your customer portal. We accept credit cards, debit cards or bank transfers. We will never have access to your payment details at any time. Invoicing is done by a leading invoicing and bookkeeping company.
Are you guys real estate agents?
No, our company owns all the land outright that we sell. Real estate agents sell other people's properties. This is a huge part of the savings we offer our customers, we do closings without charging you fees. If you find a similar property on Zillow that is agent listed, you may end up paying much more than the listing price.
Are you apart of the BBB?
No, although we have been called by their sales team many times we have not purchased a BBB membership due to the high annual fees.